Terms of Service

1. Service and eligibility

Northstar provides Canadian businesses with consent-based applicant verification, deposit operations, reporting, and sandbox Real-Time Rail workflow tools. The service does not provide legal, credit, tenancy, tax, or investment advice.

You must be at least 18 and authorized to bind the Canadian business you represent.

2. Accounts and responsibilities

Keep account details accurate, protect credentials, enable appropriate access controls, and tell us promptly about suspected unauthorized access. Your organization is responsible for staff activity in its workspace.

3. Acceptable use

Do not use the service for fraud, discrimination, unlawful surveillance, money laundering, unauthorized access, or a fully automated tenancy decision. Follow the Acceptable Use Policy and all laws that apply to your organization.

4. Payments and fees

Your order form states applicable subscription and transaction fees. Sandbox payment records are simulations. Production settlement is subject to the applicable payment-network, financial-institution, and trust-account terms.

5. Intellectual property

Northstar and its licensors retain rights in the service. You retain rights in your data and grant us the limited permission needed to host, secure, process, and transmit it to provide the service.

6. Privacy and data

We handle personal information as described in the Privacy Policy and Data Processing Agreement. Your organization is responsible for giving required notices and obtaining valid authority for applicant information it submits.

7. Warranties and liability

The service is provided with the commitments in your agreement and SLA. To the extent permitted by law, neither party is liable for indirect, incidental, special, or consequential loss. Any negotiated liability cap in an order form controls.

8. Indemnification

Each party is responsible for third-party claims arising from its unlawful conduct, infringement, or material breach, subject to the procedure and limits in the applicable order form.

9. Term, suspension, and termination

We may suspend access to address a material security risk, unlawful use, or non-payment after notice where practicable. On termination, export and deletion follow the agreement, DPA, retention schedule, and legal obligations.

10. Changes, disputes, and general terms

We will give at least 30 days’ notice of material changes unless a shorter period is required for security or law. Ontario law governs, and courts located in Ontario have jurisdiction unless the parties agree otherwise. If one term is unenforceable, the remaining terms continue.

11. Contact

Questions may be sent to legal@northstar.example or the business address shown in your order form. Replace this placeholder contact with the operating entity’s verified legal contact before production launch.